![]() ![]() You’ll also see a phone number and email address if you want to reach out directly. Or you can click on “get started” or “start owning” to fill out a short online lead form. From there, you can use their rate calculator to determine today’s rates. To get started, simply visit their website from your computer or smartphone. purchase price, down payment, FICO score, discount points required, etc. If you click on “rates,” you can access the more robust version of their online rate calculator.īe sure to click on the loan assumptions to see what they’re basing rates on, e.g. They also have a calculator that lets you adjust a couple inputs to generate a real-time quote.īoth a 30-year fixed and 15-year fixed are listed as options, though other loan types may also be available depending on market conditions. If you visit their website, you’ll see their mortgage rates front and center at the top of the page. This means they offer a fully-digital process and in their words, “low rates.”īut you don’t have to take their word for it. Owning Mortgage RatesĪs noted, Owning has become a streamlined, online-only mortgage lender. That offering was similar to CashCall’s No Closing Cost Mortgage and the companies appeared to compete in the SoCal market.īut nowadays many lenders require borrowers to pay discount points to keep interest rates at reasonable levels.Īnyway, my guess is you can utilize a lender credit to keep closing costs down if that’s your desire. It’s unclear if Owning will still refinance your existing home loan with no closing costs, including third-party fees like appraisal, credit report, escrow, title insurance, and more. This means keeping things simple, leading with their mortgage rates, and leaning on the latest technology to do things quickly and efficiently. In the past, they offered more, including a no cost refinance, a zero-down home purchase, an iBuyer service, and a real estate agent rebate.īut since being acquired by Guaranteed Rate in 2021, they essentially became the online lead generator for their parent company. And a home purchase product for those looking to purchase a property. The Orange, CA-based company offers two core products to consumers looking for a home loan.Ī refinance product for existing homeowners. Lend on primary, second, and investment properties.Jumbo loans that exceed the conforming limit.Conventional loans backed by Fannie Mae and Freddie Mac.Refinance loans (rate and term and cash out).Not available in Alaska, Kentucky, Nevada, New York, Rhode Island, Utah, or Vermont. ![]() 4.9-star rating on Google based on over 2,100 customer reviews.BBB accredited with an ‘A+’ rating at the moment.Specialize in low-rate mortgage refinances and home purchases.Licensed to lend in 43 states and the District of Columbia.Acquired by Guaranteed Rate in early 2021.Founded in 2018, headquartered in Orange, California.Direct-to-consumer mortgage lender offering home purchase loans and refinances. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |